Archive for September, 2009

Now I Need a Remanufactured engine…

Tuesday, September 22nd, 2009

After driving around with the Check Engine light on for, let’s just say too many days, it turns out that a client now needs a remanufactured engine. It never ran poorly, so he thought it was something stupid, like having to spend money at the dealer just to turn the light off. That was a wrong move because when the check engine light comes on, in essence, that is the car communicating to you that it wants attention. Unfortunately, it can’t say, “I’m running too hot, I know you don’t realize it, but you better take me to an engine repair shop now or you will need a remanufactured engine soon”.

The point is that a lot of folks ignore the engine light, as if the problem is not there or it will go away. This gentleman’s problem went away as his motor had been overheating just enough that it cracked a head and burnt a hole in the top of a piston. Having to buy a remanufactured engine would not have been not required; all that was needed doing was to go to a repair shop when his car first communicated to him and fix the problem directly, which turned out to be the cooling system. The car would have then run at the proper temperature and not need a remanufactured engine.

The engine in his vehicle had aluminum heads, which are very sensitive to overheating. Ultimately, the underlying cause turned out to be a partially stuck thermostat, which is an occlusion in the cooling system that does not allow the coolant to flow through the entire system at the proper rate to cool correctly. This type of ignorance has caused many small issues to turn into major issues such as this. Another problem with ‘not having the time’ to stop and get a car checked out is that it will take ten times longer and cost considerably more money for a remanufactured engine. Overall, a five dollar thermostat and cooling system flush would have fixed the problem.

The next time you see your engine light on, you know to call your favorite engine repair shop and have the engine checked out as soon as you can. In fact, have the car towed if you have insurance or just want to be extra safe. That tow job may just save the need for a remanufactured engine in the future and, trust me, the check engine light has a lot to say to the scan tool and user. I know that it has saved me plenty of money on many occasions.

Selling Involves More Than a Good Pitch

Monday, September 14th, 2009

Annuity marketing comes down to networking and charisma. If you want to learn how to sell annuities, you’ve got to connect with people on a personable level and become part of their retirement answer. You’re not dealing cars. You’re selling retirement and a financially healthy future.

Selling annuities comes down to understanding what motivates people and understanding how they feel. Once you understand them on a level that’s personable, it’s easy to discuss the plans and dreams of your prospective clients. Are they used to decadent lifestyles, and would they like to continue to live them on a sizeable income? How soon do they plan to retire? Do they need a  income to depend on? Are they looking for tax free means to invest in their retirement?

Ask the right questions that get your clients to open up. Be authentically interested in their fears in ways that go beyond just sales. Be revealing and helpful. Annuity marketing is a complicated business. Often the ins and outs need to be explained as people can become quickly overwhelmed.

Although the personable approach is always keenest, never forget mailings. If you’re learning how to sell annuities, realize a variety of approaches works best. While personality is what ultimately advances clients, connecting with them to begin that relationship has to start somewhere. Mailings are low-priced and a great educational tool.

Always be sure to point out that annuities don’t have to be a permanent allegiance. There’s an open market for selling annuities. Perhaps the client will realize he didn’t need as much annuity and would like a lump sum of the money for other retirement plans. Perhaps an elderly couple will need the money rapidly for a financial emergency.

Be your clients’ guide in the complex system of annuities. Become an asset for their retirement dreams. There’s nothing finer than knowing you’ve helped someone find financial security for the golden years of their lives. Once you’ve gotten to know your clients, they will become as close as friends and family. Help them build the retirement future they’ve always dreamed.

LED Lights Pave the Way

Wednesday, September 2nd, 2009

Have you heard about the wonders of LED plant lights and wondered if they’re real? 80 percent efficiency is definitely a reality. In fact, a 90 Watt LED UFO light will produce as much light as a 400 watt HPS light. If you like to grow, LED technology enables you to provide ample light for a 12 foot growing area with just a little more energy than it takes to power a living room lamp.

That’s probably why they’ve become so widespread among industrial greenhouses and other professional vegetable growing operations. For those who professionally grow, LED technology can cut a greenhouse’s electric bill by 80 percent, saving any professional growing operation serious overhead.

There are other benefits as well, particularly when it comes to set-up and usability. An LED plant light doesn’t require a ballast, so there’s no complicated riggings needed. You simply suspend it above the plant. LED UFO lights can easily be suspended, and many come with their own installation kits that are easy to use.

Plus, LED lights emit little heat, so they won’t scorch your plants. With LED lighting, you can position lamps close to plants for maximum light effect without risking the heath of the plant. Grow ample green gardens easily without having to sacrifice any of the light potential to distance. LED lights require no fans or complicated ventilation system. Their low heat also makes them a low fire hazard, posing less risk to the health of a greenhouse.

There’s also no complicated wiring involved. You simply plug the light in. They add immense convenience to any greenhouse.

LED lighting has definitely revolutionized the greenhouse operation, providing ample efficiency for a more affordable growing operation. There’s no carbon footprint as the energy they use is virtually undetectable, yet the light they produce is an ideal spectrum for healthy robust plants.